Explanation of Coverage
Liability

Liability provides coverage for the injuries and property damage to others when you are at fault in an accident.

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Comprehensive and Collision

Comprehensive covers the actual cash value (minus applicable deductible) of damage to your vehicle in the case of fire, theft, vandalism, glass breakage, etc.  Collision covers the actual cash value (minus applicable deductible) of damage caused when your vehicle collides with another object.

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Uninsured Motorist

Uninsured motorist provides coverage for your personal injuries and vehicle damage as a result of an accident caused by a motorist who has no insurance.

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Underinsured Motorist

Underinsured motorist coverage provides for your personal injuries and vehicle damage when a motorist at fault in an accident does not have adequate insurance coverage.

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Accidental Death and Dismemberment

This coverage is available with the GoldPlus™ Auto Coverage Plan and provides your beneficiaries a lump sum cash payment if you are killed or suffer dismemberment in a covered accident.

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Towing and Rental

This coverage is also available with the GoldPlus™ Auto Coverage Plan and reimburses you for towing service or rental car charges.

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